Due to rising fintech, inclusive finance has become a trend. However, in the financial lending process, an average small and medium sized enterprise, given its scale, is not able to provide the bank with complete credibility or financial reports for credit and risk assessment…
Read moreBig Data Research Center, Asia University Leading the Industry by Using Supply Chain Analysis on Financial Credibility of Small and Medium Enterprise to Build Up Blockchain Crowdfunding Platform
Fusion imaging overlay guided surgery has been a state-of -the-art tech-nique acknowledged worldwide for assisting surgeons to improve medical standards, to gather more physiological information from patients…
Read moreAsia University International AI & Blockchain Consortium, iABC Introduc-ing C4I, Cydar IoT Healthcare Solutions from the USA to Build up A Big Data and AI Ecological Chain between the Academy and Industry
iABC launches a brand new 3D medical printing technique and applies blockchain to make medical donations become transparent. It turns out to be the highlight of blockchain and leads to the academic and…
每年台灣0-12歲兒童看診中有被診斷弱視人數是2萬3千多，大陸人口0-12歲約1.4億，預估弱視就醫人口如果0.3%(即是42萬弱視兒童就醫)。預估第一年市場滲透率台灣6%/大陸1.5%。第一年可銷售7680副眼鏡。每副4000~5000元，共有營業額3070~4400萬。電子遮光治療弱視眼鏡(Amblyz electronic eye occluder)是唯一的競爭者，但是有許多缺點：因為採用偏光玻璃鏡片造成正常的眼睛光線不足影響眼睛發育也容易近視、因為採用玻璃鏡片重量較重而且有破裂危險、塑鋼鏡框缺乏彈性一半以上的小孩無法配戴、價格昂貴(台幣3.5萬元左右)、缺乏手機連線及分析軟體，無法提供有效資訊給臨床醫師。因此我們的產品具有開發時間短、功能優過目前產品的競爭優勢。
Today AI is a must-know leading technology. In order to develop AI talents, iABC has worked together for the first time with Taipei Computer Association and Fusion360 to offer practical AI training course, which starts with the principles of AI, to be followed with Python language, TensorFlow hands-on operation and practice of industry cases to allow students to understand AI through clear and in-depth explanation.
With the business intelligence enabled by big data and AI’s and the security, privacy, and smart contract given by blockchain, there are great opportunities for innovative business models. The aim of founding iABC is to involve the academy and industry all over the globe so as to create a better world using modern rising technology, based on an open ecological circle system. The research team from iABC is delighted to work with information scientists and management science professionals through conducting research projects in new health, new retailing, and new fintech, hoping to make a step forward on techniques and innovation and connecting Taiwan’s AI and blockchain with the world.
The business operations of AI and blockchain related technology and applications are booming abroad while similar investments are few in Taiwan. And that is why iABC was founded, hoping to lend support to operators, with its solid research capability and academic resources, to push ahead with the upgrade and transformation of their services and techniques. Dr. Grace Lin, vice president of Asia University, also appealed those companies who are interested in new health, new retailing, and new fintech to join iABC, and set an outstanding example as an independent, favorable collaboration of the academy and the industry. The Practical AI Training Course offered by iABC together with Taipei Computer Association and Fusion360 from 5/26 to 5/27 received great response from over 10 corporations and it will plant the seeds for iABC’s talents development plan.
iABC has succeeded in bringing in Bank of Marshall Islands to become a member of the consortium. Based on the project, iABC will provide the bank with R&D results from the Big Data Research and Development Center of Asia University, allowing for international academic and industrial cooperation and technological transfer…
OR/MS Today, an international journal under INFORMS, disclosed in its No. 21 issue of 2018 the world speech tour topics, including Operations Research and Analytics and their noteworthy applications and innova-tions…
OR/MS Today, an international journal under INFORMS, disclosed in its No. 21 issue of 2018 the world speech tour topics, including Operations Research and Analytics and their noteworthy applications and innova-tions. iABC’s proposals of utilizing AI and blockchain to promote the fusion and upgrade of new healthcare, new retailing, and new finance was offi-cially covered in the journal.
A recent article from the New York Times cited Taiwan’s National Health Insurance, a single-payer system owned and operated by the govern-ment, as a great example worth noting for the government of America. In 2013, the average yearly medical and healthcare expenditure per person in Taiwan is US$1,166, making up 5.1% of the per capita GDP of the same year. The amount is way lower than that of America at US$9,255 of the same period. In addition, the administrative expenditure of National Health Insurance Administration, Ministry of Health and Welfare consists only of 1.07% of all health care expenditure while its information system is able to provide almost real-time information over health care expenses, utilization rate and public health emergency such as the outbreaks of the flu and the avian flu.
Nevertheless, Taiwan’s medical and healthcare is still faced with a main challenge – fast-growing aging society and accelerating cost for non-contagious diseases. From 1996 to 2013, the GDP of Taiwan has grown about 50% while the average healthcare expenditure per person has nearly doubled. To get to the bottom of the problem, the increase has mainly come from the population over 60 years of age.
In 2011, the elderly ( aged 65 and over ) consisted only 10% of the total population, while their healthcare expenditure made up 34% of all the ex-penditure. It is estimated that the aged population will reach 14%, turning Taiwan into an aged society in merely 20 years. The pace has greatly surpassed that of other developed countries. The aged population is pro-jected to rise up to 20% in 2025, making Taiwan a hyper-aged society.
Taiwan is becoming the fastest aging country in the world. As the popula-tion structures are changing, the overall medical and health care expendi-ture is also growing rapidly. Meanwhile, according to the 2030 Sustaina-ble Development Agenda by the United Nations, non-contagious diseases are considered one of the main challenges to sustainable development, whereas the gradually growing non-contagious diseases consist of 79.3% of the mortality rate in Taiwan. Prevention and control of non-contagious is rather challenging, partly because causes of these diseases are di-verse, and some of them are controversial such as tobacco addiction, al-cohol abuse, and unhealthy diet, all of which can increase the risks of dy-ing of non-contagious diseases, but not any of them can be easily eradi-cated.
Given these challenges, Taiwan has to develop innovative models to look after the aged population and enhance the health of the general public. In order achieve the goal, the intelligent IT system, community clinics, and the elderly care system can be put in place to provide a healthier life for the elderly and community residents. Related retailing and commercial services can also be integrated, along with financial services, to process medical and healthcare related expenses and insurance.
The authors of this article have recently received the support from the project of Global Research & Industry Alliance, GLORIA by MOST to found International AI and Blockchain Consortium, iABC, jointly initiated by Asia University and China Medical University, for the purpose of pro-moting health and medical care. iABC is headed by Dr. Grace Lin, vice president of Asia University, fellow and former board member and VP for the International Activities of INFORMS.
The aims of GLORIA are to prepare enterprises ready for industrial trans-formation and intelligent digital economy as well as to promote collabora-tion between universities and corporations, and to commercialize the techniques developed by academic researchers. At iABC, there are scholars and experts from industries and institutes of different fields all over the world, dedicating to putting rising technology into the real world of medical and health care. Especially Taichung-based Asia University and China Medical University, with their complete medical system of 14 subsidiary hospitals, are acting as research hub, which is human-centered, and dedicates to preventive medical and health care and relat-ed new retailing and fintech. The rising technologies being applied involve big data analysis, operations research, AI, blockchain, cloud computing, IoT and so on.
iABC’s key features:
- Universities, enterprises, research labs, and international institutes are put together to form a united research team that has substantial cross-field experience over business management, advanced technology, solu-tion integration, and transformation consulting which are helpful in bol-stering the innovation and R&D of new health, new retailing, and new fi-nancial service.
- The united system of Asia University and China Medical University is geared to engage the research centers within the schools in putting rising technology together with commercial service, to accomplish consistent buildup and inheritance over talent development. The research centers involved are Big Data Research Center, FinTech and Blockchain Re-search Center, and 3D Printing Research Institute.
- iABC has set up liaison centers and labs in Taipei, and Taichung for the demonstration of innovative technology, and the integrated new health, new retailing, and new financial solutions to connect with the industry, and small and mid-size enterprises (SMEs) in central and northern Taiwan so as to encourage them to develop innovation and partnership. The ecolog-ical model will customize an opportunity to cross fields and brands for SMEs.
Solutions: Integration of Health, Retailing, and FinTech
Technology progress has led to innovative business models, which in turn has made an impact on the healthcare, retailing, and finance industries. Holistic Healthcare, stressing the importance of predictive, prevention, personalized, and participatory (4P Medicine), will become the focal point of the development of healthcare management. The trend is demonstrat-ed in a survey by Frost & Sullivan, a consulting firm involved in market re-search and analysis. According to the survey, in 2007 70% of the ex-penditure was for treatment, as for the rest 30%, 15% was for diagnosis, 10% for monitoring, and 5% for prevention; while in 2012, the expenditure for treatment fell to 60%, the others rose to 19% for diagnosis, 12% for monitoring, and 9% for prevention.
The medical and healthcare expenditure for treatment is expected to drop significantly to 35%, while percentages are predicted to mount to 27% for diagnosis, 16% for monitoring, and 22% for prevention, which indicates that people are willing to pay more attention to their health, and institu-tions of medical and healthcare are re-allocating resources from treat-ment to prevention and healthcare. In order to achieve 4P Medicine, the applications of rising tech on monitoring and analysis will not be limited to conventional health indexes like blood pressure, heart rate, blood sugar, and other biometric indicators, but rather extend to lifestyle such as diet, exercise, health condition, sleep quality, body-mind balance, and external factors.
The products and services needed to attain 4P Medicine range from health food, dietary supplement, exercise equipment, monitoring devices to medicine, medical equipment, and most importantly, medical person-nel, including doctors, nurses, orderlies, and in-home nursing or home care service. Hence, to provide timely service, it is necessary to build up a whole new retailing business model of customer to business (C2B) and customer to manufacture (C2M), in addition to suitable products and ser-vices. FinTech will play an important role in perfect financial services. For example, cryptocurrency and innovative incentive mechanism can be used to encourage healthy life, diet, exercise, self-help and mutual-aid behavior, and other non-conventional medical care behavior as well as to reward clients for their contributions to related business and services.
In order to realize the benefit of cross-industry innovation, iABC team has designed a Cyber-Physical System, CPS, to connect hospitals, nursing care institutions, and new commercial and financial service for the devel-opment of human-centered medical and health care as shown in the fol-lowing diagram:
system is based on the private data bank of blockchain, which collects, store, and analyze internal and external data information of hospital, in-cluding environmental sensor, medical record, equipment reading, wear-able device, on-line purchase history, social network, data from app. and other information to let clients decide whether or not to share the data; it also integrates medical history, insurance claim, food, and product rec-ord into a uniform, reliable, and unalterable ledger of blockchain, allowing AI to detect fraud more effectively, and identify health management risk factors. Moreover, through the insurance and re-insurance contracts of blockchain, the information and the payment process between insurance company and clients is able to be simplified and automated, resulting in speedy claims, higher client satisfaction, and lower cost. Eventually, med-ical and health care institutions can be compensated more quickly, and clients do not need to pay until receiving their claims.
New Health, New Retailing, and New Finance
In order to achieve human-centered, 4P Medicine-based networked med-ical and health care, iABC has designed a smart API-based CPS with Big Data Center, FinTech and Blockchain Center of Asia University, Fu-sion360, Asia University Hospital, China Medical University Hospital. The iABC team has also looked aggressively for partners to establish an in-dustrial and academic medical and health care ecological circle. The fol-lowings are two on-going cases iABC and its partners are working on.
Case 1, Cross-border O2O (On-line to Off-line) Medical and Health Care Business Model
iABC is working with a traditional company whose mission is focused on people’s greater health, expecting to set up a cross-border business model, by means of introducing rising AI and blockchain techniques, to transform it into a global ecological system service corporation.
The team of iABC has designed a new retail business model to achieve omni-channel business. By means of innovatively integrating business model, such as traditional B2C (including B2B2C, B2B, and M2C), and highly secure, privacy protected C2B and C2M, to provide high-quality products and timely services intended to individual health. OR, business analysis, and AI are the key to the operation of an ecological system. Par-ticipants, including supplier, manufacturer, retailer, distributor, platform provider, and customer are most benefited from many-to-many smart pairing and awarding/incentive mechanism. The blockchain technique as-sures privacy and security, and, more importantly, effectively put C2B and C2M business models into practice. Among all this, there are still plenty of interesting and challenging designing issues existing in the award-ing/incentive cryptocurrency mechanism.
Case 2, Blockchain Volunteer’s Time Bank
For the labor intensive long-term and elderly care industry, the major dif-ficulty stems from limited capital and shortage of professionals. Based on the technical cooperation of iABC and Fusion360, the blockchain tech-nique has been applied on the publication of an award-based time cryp-tocurrency. For instance, volunteers can earn, certified by the service institution, time cryptocurrency, and at the same time, deposit it into a time bank according to the smart contract of various terms of their choice under the protection of blockchain.
The cryptocurrency can then be a tool linking other services. For exam-ple, by way of providing services, volunteers can exchange the cryptocur-rency for health care or cleaning service for their family and friends, or use it to pay for coffee of equal value through linking retailing service. Ad-ditionally, time cryptocurrency can be transferred to another person through time bank, or saved in the time bank based on the terms of the smart contract. The time bank is not only just a mutually beneficial mech-anism, but also an altruistic social welfare system through the creation of sharing economy and a mutual-aid environment. Similar to the aforemen-tioned omni ecological economy, smart pairing and awarding mechanism assure the best service and systematic functions for different services and individuals that is critical to the overall effectiveness of the system.
While medical and health care innovation is significant to global welfare, new retailing and new finance have to develop hand in hand with new health so as to accomplish the transformation of the 4P Medicine-based medical and health care. As a result of OR, analytics, and AI, the intelli-gence, blockchain-protected security and privacy, and smart contract have opened up a wonderful opportunity for the innovation of business models. iABC would like to collaborate with the academy and industry around the world under the framework of an open ecological circle sys-tem to create a better world by taking good us of rising technology. The team of iABC would be delighted to cooperate with OR and management science professionals to make a contribution in the medical arena for a start. iABC is capable of helping academic researchers and leading man-ufacturers in Taiwan set up joint research projects on IoT, mobile device, medical and health care, retailing, finance, and fintech, and so on; the iABC team would make every effort to keep Taiwan’s research on AI, blockchain, medical and health care, and health updated with global cor-porations. For more information please contact Prof. Grace Lin.
腹膜透析(Peritoneal dialysis, PD)利用人體內腹膜為過濾網，在腹腔注入透析溶液，利用體內的腹膜過濾清除血液中的廢物和雜質。整體來說，腹膜透析比血液透析有較高的機會恢復殘餘的腎功能，維持較好的生活品質。台灣腹膜透析使用者偏低，若能提高腹膜透析使用比率，除了對於病人影響較小以外，也可以大幅降低健保支出。連續性可攜帶腹膜透析(Continuous Ambulatory Peritoneal Dialysis, CAPD)為常見的腹膜透析治療方法，可以由病人自行操作一天4次的換液，每次換液時，先將腹腔內含代謝廢物的透析液引流出腹部，再灌入新鮮的透析液，。新鮮透析液在腹腔內停留4-6小時做廢物的交換後，才需再次換液，這段期間病人可自由活動。病人需要手工記錄使用透析藥水種類，同時也需要利用傳統磅秤來量測透析藥水進出量，精準紀錄每日透析過程，回報給醫生作為治療的參考。然而，部分病患為求方便，不確實的進行CAPD操作，也不依照實際狀況進行紀錄，容易造成下肢水腫、肺積水和呼吸衰竭等併發症。另外，腹膜透析也須要盡量避免併發腹膜炎感染。
本計畫所發展的智能醫療監控軟體，將開發智能醫療服務app，包含藥水袋QR code掃描和智能醫療雲端系統。CAPD病患可以藉由藥水袋QR code掃描確實記錄所使用的透析液。智能醫療雲端系統可以由遠端的智能醫療物聯網監控病人CAPD狀況，如發現患者有透析液使用不確實或脫水量異常等狀況，將通知專業醫療人員，主動聯繫CAPD病患。在病患每月回診時，還可以給醫護人員可以對進行分析此智能醫療物聯網的資料及調整治療處方，打造醫療訊息平台，提供更有效率、更便捷的智能醫療服務。利用大數據分析降低病患發生腹膜炎、肺積水、呼吸衰竭等併發症的機率。